Auto Insurance
Auto insurance quotes, side by side.
Compare premiums from six top U.S. carriers. Most drivers who switch save $400+/yr just by shopping around.
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Side by side
Auto Insurance — top lenders compared
Sortable table of partner lenders. Click through to see the lender's full offer details.
| Lender | Monthly Premium | Best For | Rating | |
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Sample monthly premiums for a 35-year-old driver with clean record carrying state-minimum + comprehensive. Actual quote varies by state, vehicle, coverage, and history.
How it works
Three steps. No surprises.
1
Tell us your situation
Quick questions about what you're financing or insuring.
2
Match to lenders
We pull offers from the lenders that fit your credit and need.
3
Pick & close
Apply directly with the lender of your choice. No middleman.
FAQs
Auto Insurance — what people ask
How much does auto insurance cost on average?
The U.S. average is around $148/month for full coverage on a clean record. Drivers with violations or in high-cost states (FL, MI, LA) pay significantly more.
What coverage do I actually need?
Every state requires liability. We recommend 100/300/100 minimums plus comprehensive and collision if your car is worth more than ~$3,000. UM/UIM (uninsured motorist) is cheap and worth keeping.
Will my rate go up after a claim?
Usually yes, for 3 years. Allstate and Liberty Mutual sell accident-forgiveness add-ons that prevent the surcharge on your first at-fault claim.
How often should I shop my auto insurance?
Once a year, and after every life event (move, marriage, new car, teen driver). Carriers reprice constantly — your loyalty discount may not beat a fresh quote elsewhere.
Does my credit score affect my car insurance rate?
In most states, yes. Carriers use a credit-based insurance score. CA, HI, MA, MI, NV, OR, UT, and WA restrict or prohibit the practice.
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One email a week. We'll let you know when rates move in your favor.